Determining eligibility for your employees' participation in the scheme is crucial. Employees meeting the following criteria are eligible:
They must fall within the age range of 16 to the State Pension Age, refrain from full-time education, and anticipate earning above the lower earnings limit for social security contributions.
These eligible employees are designated as Designated Employees and must be automatically enrolled in your pension scheme as per legal requirements.
This regulation specifically applies to employees who are residents of Guernsey, Herm, Jethou, or Alderney.
Designated Employees
Individuals meeting the specified criteria—aged between 16 and the State Pension Age, not engaged in full-time education, and expected to earn above the lower earnings limit—are termed Designated Employees. It is mandatory to enroll them automatically in the pension scheme.
Voluntary Employees
Employees aged between 16 and 75, not automatically enrolled, have the right to request participation. Employers are legally obliged to accommodate such requests. These individuals may transition to become Designated Employees if their circumstances change.
For comprehensive information regarding Social Security contributions and limits, please refer to our dedicated page.
